Terms & Conditions

Terms & Conditions

Terms & Conditions

Effective Date: 2/12/2026

Welcome to Fordham Capital LLC (“Fordham Capital,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website, services, and communications, including email and SMS/text messages. By accessing our website, submitting information, applying for financing, or opting in to communications, you agree to be bound by these Terms and our Privacy Policy.

1. Acceptance of Terms

By using fordhamcapital.com or engaging with Fordham Capital in any manner, including submitting an application or opting in to communications, you represent that you are at least 18 years of age and authorized to act on behalf of any business entity you represent.

2. Services

Fordham Capital provides access to commercial lending and business financing solutions, which may include working capital, term loans, lines of credit, equipment financing, and related financial products. Approval, terms, and funding amounts are not guaranteed and are subject to underwriting and lender criteria.

3. Website Use

You agree not to misuse the website, interfere with its functionality, attempt unauthorized access, or use the site for unlawful or fraudulent purposes.

4. Privacy

Your use of our services is subject to our Privacy Policy, which explains how we collect, use, store, and share information, including personal and business data. By using our services, you consent to such data practices.

5. Communications Consent (Email & SMS)

By submitting your contact information to Fordham Capital — including your email address and/or mobile phone number — you expressly consent to receive email and SMS/text communications from us as described below.

A. Email Communications

By providing your email address, you consent to receive emails from Fordham Capital, which may include:

  • Application updates
  • Funding status notifications
  • Requests for documentation
  • Educational content
  • Promotional or marketing messages related to business financing

Email Opt-Out

You may unsubscribe from marketing or promotional emails at any time by:

  • Clicking the “Unsubscribe” link included in the footer of our emails, or
  • Contacting us directly at the email address listed below

Transactional or service-related emails (such as application updates or required notices) may continue even after opting out of marketing emails.

B. SMS/Text Messaging Terms (10DLC / A2P Compliant)

Consent & Opt-In

By providing your mobile number and opting in, you consent to receive recurring SMS/text messages from Fordham Capital, including informational, transactional, and marketing messages related to business financing.

Consent is not a condition of purchase or funding.

Message Frequency

Message frequency may vary depending on your interaction with Fordham Capital.

Message & Data Rates

Message and data rates may apply based on your wireless carrier and plan.

Opt-Out Instructions

You may opt out of SMS messages at any time by replying:
 STOP, END, CANCEL, UNSUBSCRIBE, or QUIT

You will receive a one-time confirmation message confirming your opt-out.

Help Instructions

For assistance, reply HELP to any SMS message or contact us using the information below.

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

6. No Guarantee of Financing

Submission of information or an application does not guarantee approval, funding, rates, or terms. All financing decisions are subject to lender review and underwriting criteria.

7. Intellectual Property

All website content, trademarks, logos, and materials are the property of Fordham Capital or its licensors and may not be copied, reproduced, or distributed without prior written consent.

8. Disclaimers & Limitation of Liability

Fordham Capital provides services on an “as is” and “as available” basis. We make no warranties regarding financing outcomes, timing, or suitability. To the fullest extent permitted by law, Fordham Capital shall not be liable for indirect, incidental, consequential, or punitive damages.

9. Third-Party Links

Our website may contain links to third-party websites. Fordham Capital is not responsible for the content, policies, or practices of those sites.

10. Modifications to Terms

We may update these Terms at any time. Changes will be posted on this page with an updated Effective Date. Continued use of our services constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.

12. Contact Information

Fordham Capital LLC
 1129 Northern Blvd, Suite 404
 Manhasset, NY 11030
 Phone: 1-800-755-9284
 Email: [Insert Support Email]

Acknowledgment

By using our website, submitting your information, or opting into email or SMS communications, you acknowledge that you have read, understood, and agree to these Terms & Conditions.