Why Use Fordham Capital

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Frequently Asked Questions

Q: How does Fordham Capital provide value to my business?

We understand the importance of having working capital to fund many aspects of your business. We offer value by working diligently to provide you with the capital you need today, to ensure that you are able to maintain and grow your business tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, therefore our funding programs are the fastest and easiest to obtain the money you need for your business.

Furthermore, we are the only company that offers post-funding support, free of charge, in the form of strategic and financial consulting.

Q: What is the application process?

The application process is straightforward and should take approximately five minutes. You can submit an application through our website or call an associate who will guide you through the process by calling 1-800-892-3826. Once we receive your full application, and you will receive an offer within 24 hours.

Q: What are your minimum requirements to be approved for funding?
  1. Minimum of six months in business.
  2. Your business must have a minimum of $10,000 in monthly revenues.
  3. Your business must be based in the United States.
Q: What can I use the money for?

It is your money for your business. As such, you can use it however you see fit. You are the expert when it comes to maintaining and growing your small business, we are merely the experts in getting you the money you need to do so. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and/or a variety of miscellaneous business expenses.

Q: I have bad credit and even a previous bankruptcy. Can you get me funding?

Yes! This is one of our most frequently asked questions! If you have poor personal credit, or even have filed for bankruptcy previously, we can still provide you with capital. The most important things for us are a) have you been in business for at least six months and b) does your business generate sales in excess of $8,500 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!

Q: How long does the approval process take?

In most circumstances, the approval happens in less than 48 hours once we receive your full application. However, approval can take as long as 72 hours. This is often dependent on how quickly you can provide the required information, as well as the amount of funding being requested.

Q: How long will it take to receive my money?

Usually within 24 hours after a contract is executed and received.

Q: How does the Fordham Capital process work?

At Fordham Capital, our process is very simple. We assess your future sales revenues and get you the money you need to maintain and grow your business.

Once we receive the quick application or the full pre-qualification application, as well as a couple of supporting documents, funding takes place within 48 hours

Q: How much money am I eligible to receive?

The amount that you will qualify for varies, however, generally between 75%-125% of your business’ monthly sales revenue.

Q: Are you providing me with a loan?

No, this is not a loan. We are purchasing a percentage of your future sales, and advancing you that money upfront. In exchange, you agree to pay us back out of those future sales.

Q: Do I have to take the full amount that I am approved for?

No. You decide how much of the approved amount that you wish to receive.

Q: What types of businesses/industries do you work with?

Fordham Capital specializes in providing funding for a wide assortment of businesses in a variety of sectors. We work with over 500 different industry groups including (but not limited to): food service, health care professionals, automotive, textiles, manufacturing, construction, technology, and retailers.

Q: What information and supporting documents do I need to supply?

We require copies of the following: bank statements, drivers license, lease agreement, and a voided check from your business bank account.

Q: How can I ensure that my application is processed as fast as possible?

We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation too! The best way to avoid delays and receive your funding as quickly as possible is to make sure that you provide all requested documentation to us in a timely manner.

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